Private Debt Europe
A HQ for private debt in the Northern & Eastern Hemisphere
Different private debt funds have different underwriting styles and preferences. In general, before approaching a private debt fund, you must be very clear on the following items:
- Do you want to leverage your business beyond what your bank is willing to lend?
- Do you want additional flexibility?
- Do you have a complex transaction?
- Is there a backstory, for example, losses or reduced revenue?
- Do you want to take cash out of the business?
- Do you want a low interest rate but are prepared to agree to covenants?
- How many years have you been trading and what did you generate in the last three years?
- How much do you want to borrow?
That last question is key, as most private debt funds will only lend to businesses generating EBITDA of over £5m.
Should you find your business in the lower brackets as shown in the following image, you would find yourself shut out by most private debt funds.
Source: Campbell Luytens (2019)
Fortunately, for pre-profit technology businesses with a revenue of at least £2mn, we know where to go to get your term sheets and we specialize in getting the best terms for you.
Private Debt Fund Singapore
A regional HQ for private debt in Asia and Southeast Asia
Private Debt Funds London
A regional HQ for private debt in the United Kingdom
Hear from our clients
“Knowing who to talk to and what to talk about is Fuse Capital’s significant value-add. In fact, it can take years to build the types of relationships and trust that Fuse Capital already has.”
KRM22 Co-founder Karen Bach
“Thank you to the team at Fuse Capital for helping secure financing on great
terms. Fuse kept everyone well informed throughout the process, and used
their experience to smooth each party’s way through the deal. They’re a great
choice for helping scale technology businesses.”
Rovco Founder & CEO Brian Allen
“I chose Fuse Capital because I knew they could deliver at a time when it mattered most. We wanted experts in their field who could save us time and get us the best deal and they did exactly that.”
Airnow CEO Philip Marcella
“Thank you Fuse Capital for all the support. It was a pleasure working with the entire team 
”
Dott Head of Strategy Steve Smith
“Fuse Capital has now successfully delivered debt funding to our business for a second time. We consider them to be true experts in their field and wouldn’t hesitate to refer them to any business looking to raise debt. Thank you for your professionalism and diligence.”
Simplestream Chairman Neil Blackley
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“The support and advice our team has received from Fuse Capital has been invaluable. I would like to thank the team for their hard work especially through COVID times. Whilst we have been focused on business operations, the Fuse team were able to successfully secure essential growth funding for our future”
SLR Dynamics CEO Salim Raza
“Fuse Capital’s experience working in the private debt market gave us confidence that we could source the growth funding we needed without restrictive covenants or diluting our equity. The process of working with Fuse Capital was professional and easy. They were committed to getting the deal done and their knowledge of our business and industry and the debt market meant they produced a high quality investment memorandum.”
Working Voices CFO Stephen Furner
“Fuse Capital went the extra mile in putting together our investment memorandum. The result was a highly detailed, realistic and marketable proposition. I’m convinced the level of detail Fuse Capital put in led to our swift receipt of term sheets.”
HealthTech CFO Ian Bastow
“I liked the fact that Fuse’s team was more than happy to roll up its sleeves and do the work, Fuse Capital’s services complemented our management team’s expertise, so we could focus on the most important issue at hand… running our business.”
Rezatec CEO Patrick Newton
“Fuse Capital went the extra mile in putting together our investment memorandum. The result was a highly detailed, realistic and marketable proposition. I’m convinced the level of detail Fuse Capital put in led to our swift receipt of term sheets.”
HealthTech CFO Ian Bastow